When obtaining information regarding divorce, know that the legal options and laws vary by state.  While it's best to consult an attorney, there are sites, like DMK, that provide general divorce information to better prepare you when you do. 

"If only I had known then what I know now, perhaps I would have made less mistakes."

The saying "hindsight is 20/20" should be the motto for divorce.  We can always look back and find errors.  Often, our emotions are such a large part of the process that once those dissipate, even slightly, we start to see things differently. 

It helps to understand three parts of divorce: emotional, legal and the final effect.  To avoid paying more than your share of the marital credit card debt, you should understand these three parts along with your state's laws along with what a typical divorce judgement does and does not guarantee.